{
"userId": "string",
"holderId": "string",
"accountType": "Person",
"country": "string",
"certNo": "string",
"accountNo": "string",
"bankCode": "ICBC",
"bankName": "string",
"preMobile": "string",
"accountName": "string",
"routingCodeType": "Routing number",
"routingCodeValue": "string",
"businessAccountFile": [
{
"fileId": "string",
"fileName": "string",
"fileUrl": "string"
}
],
"phoneAreaCode": "86",
"mobile": "string",
"email": "string"
}
{
"holderBankAcctId": "string",
"status": "WAIT"
}